12/22/19

$50 Per Paycheck Dividend Portfolio 12/20/19


As of market close on 12/20/19 the $50 per paycheck dividend portfolio was worth $906.81 (including $3.93 in cash). So far, $850 was sent to M1 Finance to invest into the portfolio.





That same $850 invested in the Standard and Poor's 500 index would be worth $919.09. Over the last 16 updates, the dividend portfolio has underperformed the Standard and Poor's index 14 times.

Apart from the dividend portfolio being a somewhat random collection of stocks, other reasons for the divergence in returns include:

  1. Dividend portfolio is composed only of stocks that pay dividends (no kidding), while S&P 500 has both dividend and non-dividend paying stocks, including a few big ones that make up over 9% of its holdings (Amazon, Facebook, Alphabet). Since late June 2019, the dividend portfolio has collected $9.10 in dividends. Investing in the S&P 500 via the Vanguard VOO ETF would have garnered $3.66. This will change the next time VOO pays a dividend, but the dividend portfolio will still be ahead.
  2. The dividend portfolio has international stocks, but the S&P 500 doesn't.
  3. The market capitalization of the dividend portfolio is smaller than the S&P because it includes mid-caps and small-caps while the S&P 500 is a large cap index.



Date
Additional Investment
Running Total Investment
Dividend Portfolio Account Value
Additional Benchmark VOO Shares
Running Total Benchmark VOO Shares
VOO Closing Share Price
Benchmark VOO Value
Dividend Portfolio VS Benchmark
Comment
6/24/19
$200.00
$200.00
$200.00
0.737844
0.737844
$271.06
$200.00
0.000%

7/2/19
$0.00
$200.00
$200.00
0.003756
0.741600
$272.23
$201.89
-0.934%
$1.0226 dividend received and reinvested into VOO
7/3/19
$50.00
$250.00
$252.22
0.182269
0.923869
$274.32
$253.44
-0.480%

7/18/19
$50.00
$300.00
$299.10
0.182202
1.106071
$274.42
$303.53
-1.459%

8/2/19
$50.00
$350.00
$343.48
0.186005
1.292076
$268.81
$347.32
-1.106%

8/16/19
$50.00
$400.00
$385.57
0.188523
1.480599
$265.22
$392.68
-1.812%

8/30/19
$0.00
$400.00
$389.89
0.000000
1.480599
$268.60
$397.69
-1.961%
Forgot to transfer $50
9/3/19
$50.00
$450.00
$439.89
0.187189
1.667788
$267.11
$445.48
-1.255%

9/12/19
$50.00
$500.00
$514.39
0.180734
1.848522
$276.65
$511.39
0.586%

9/27/19
$50.00
$550.00
$563.02
0.180989
2.029511
$276.26
$560.67
0.419%

10/1/19
$0.00
$550.00
$548.87
0.009807
2.039318
$269.32
$549.23
-0.065%
$2.6412 dividend received and reinvested into VOO
10/10/19
$50.00
$600.00
$610.45
0.185653
2.224970
$272.13
$605.48
0.821%

10/25/19
$50.00
$650.00
$677.15
0.181232
2.406202
$277.04
$666.61
1.580%

11/17/19
$50.00
$700.00
$730.52
0.176610
2.582812
$286.43
$739.79
-1.254%

11/22/19
$50.00
$750.00
$776.35
0.175039
2.757851
$285.65
$787.78
-1.451%

12/6/19
$50.00
$800.00
$833.60
0.174435
2.932286
$289.19
$847.99
-1.697%

12/20/19
$50.00
$850.00
$906.81
0.169607
3.101893
$296.30
$919.09
-1.336%


No comments:

Post a Comment